F1 Home Services proudly offers the services of GreenSky Financial to help make your dream become a reality.

Ask your estimator about helping you complete an application with GreenSky as part of the service process.

Financing Options from GreenSky
Finance Your Project
4123 - 12 Months No Interest, with Payments (36 months) - (24 Principal Pmts)
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, gender or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

GreenSky ® and GreenSky Patient Solutions ® are loan program names for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky ® and GreenSky Patient Solutions ® are registered trademarks of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362


Getting a secured home improvement loan is popular among many homeowners who need money to fix up their houses. Fixing up your house can be very exciting and beneficial to your long-term financial situation. If you have something that you can put up for collateral for a home improvement loan, you will usually be much better off than going with an unsecured home improvement loan. A home equity loan is very common in this niche of loans. Here are a few of the benefits of a secured home improvement loan.

Lower Interest

The biggest benefit of going with a secured home improvement loan is the low, fixed interest rate you can get. When you go with an unsecured loan, the risk is higher for the bank. Therefore, they are going to charge you accordingly for that level of risk. If you use collateral to secure the loan, they know that they can simply foreclose on that collateral if you default on the loan.

You might have to pay a substantially higher rate of interest for an unsecured loan when compared to a secured loan. When you are paying lower interest on a large amount of money over an extended period of time, it can save you a lot of money.

Arizona Remodeling Renovation
Arizona Remodeling Renovation

Lower Payment

As a result of the low interest rate, you will most likely have a lower monthly payment to make. Most people in today’s world live on a tight monthly budget. When you are living paycheck to paycheck, you cannot afford a big addition to that in the form of a large loan payment. Therefore, a secured home improvement loan could be exactly what you need to stay within your budget.



When you get a secured home improvement loan, you have more options with what you can do with the money. You could add on a room, put in new cabinets, or install new hardwood flooring. Regardless of what you do, it will most likely be very gratifying. People love fixing up their homes like nothing else. It adds to the pride of ownership that comes with the house. Therefore, the flexibility that comes with a secured home improvement loan is very desirable to most homeowners.


More Lender Options

When you are shopping for an unsecured home improvement loan, you might be very limited in your choices. Not every lender wants to offer an unsecured loan to someone. Therefore, it can be very difficult to find a loan like that. With a secured home improvement loan, you can usually find several lenders that have the program available. If you have good credit and solid collateral, there should be no shortage of lenders that would offer you a loan. When you can shop around a little more, it gives you the power to get a great deal. (Article)

Hours of Operation

Monday: 8:30AM - 5:30PM
Tuesday: 8:30AM - 5:30PM
Wednesday: 8:30AM - 5:30PM
Thursday: 8:30AM - 5:30PM
Friday: 8:30AM - 5:30PM
Saturday: 9:00AM - 3:00PM
Sunday: Closed

F1 Home Services is a family owned Arizona company, proudly serving families in the metropolitan Phoenix and Tucson areas.

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